A DSCR loan qualifies borrowers based on property income rather than personal income—ideal for investors.

Who qualifies for a Non-QM loan?

Non-QM loans are for self-employed borrowers or those with non-traditional income documentation.

What refinance options are available?

You can refinance to lower your rate, shorten your term, or pull cash out of your home's equity.

What is a home equity line of credit (HELOC)?

A HELOC allows homeowners to access equity as a revolving line of credit for flexibility.

How can I start a loan application?

Apply online at www.vickijojones.com or call 512-848-7044 to begin your loan process.

Blog - Vicki Jones -Loan Officer

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2026 | NEXA Lending LLC.
Licensed In: TX, NMLS # 1884978 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212 Mesa, AZ 85212

Vicki Services all of

Texas

Banks Fight For Your Business
As brokers, we shop your scenario with 30+ lenders to get you the best rate.
No Lender Fees
We don't charge any lender fees, saving you on average $1,600 over retail banks.
Won't Impact Credit Score
We make sure the numbers work before running your credit.

Step 1 of 3

State
State

SELF EMPLOYED

NO DOWN PAYMENT

THE BROKER

Resources

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Step 1 of 26

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Step 1 of 3

NEXA’S GROWTH

LOW INTEREST RATES.

Additional Free MLOBOX

Let's start your new journey

social

Resources