A DSCR loan qualifies borrowers based on property income rather than personal income—ideal for investors.

Who qualifies for a Non-QM loan?

Non-QM loans are for self-employed borrowers or those with non-traditional income documentation.

What refinance options are available?

You can refinance to lower your rate, shorten your term, or pull cash out of your home's equity.

What is a home equity line of credit (HELOC)?

A HELOC allows homeowners to access equity as a revolving line of credit for flexibility.

How can I start a loan application?

Apply online at www.vickijojones.com or call 512-848-7044 to begin your loan process.

Blog - Vicki Jones -Loan Officer

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2026 | NEXA Lending LLC.
Licensed In: TX, NMLS # 1884978 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212 Mesa, AZ 85212

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Banks Fight For Your Business

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Banks Fight For Your Business

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Won't Impact Credit Score

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